:root{
  --ink:#102a43;--muted:#526d82;--navy:#0b2742;--blue:#0a6aa6;--aqua:#00a4b8;
  --mist:#eff8fb;--line:#d7e7ee;--white:#fff;--warm:#f7fbfc;--shadow:0 18px 50px rgba(12,47,74,.10);
  --radius:20px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.68}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}
.topbar{background:var(--navy);color:#dff6fb;font-size:.92rem}.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:9px 0}.topbar a{color:white;font-weight:800}
header{background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:11px;color:var(--navy);font-weight:900;line-height:1.08;max-width:390px}.brand:hover{text-decoration:none}.drop{width:38px;height:38px;display:grid;place-items:center;border-radius:12px;background:linear-gradient(145deg,var(--aqua),var(--blue));box-shadow:0 8px 18px rgba(0,164,184,.2);flex:0 0 auto}.drop svg{width:22px;height:22px;fill:white}
nav{display:flex;align-items:center;gap:23px}nav a{font-weight:750;color:var(--ink);font-size:.96rem}.call-btn,.hero-call,.sticky-call{display:inline-flex;align-items:center;justify-content:center;gap:9px;background:var(--blue);color:white!important;font-weight:900;border-radius:999px;padding:13px 19px;box-shadow:0 9px 22px rgba(10,106,166,.22);text-decoration:none!important}.call-btn:hover,.hero-call:hover{filter:brightness(.96)}
.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 11px;font-weight:800;color:var(--ink)}
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#f2fbfd 0%,#fff 55%,#eef7fb 100%);border-bottom:1px solid var(--line)}.hero:after{content:"";position:absolute;right:-140px;top:-220px;width:520px;height:520px;border-radius:50%;border:90px solid rgba(0,164,184,.075)}.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.3fr .7fr;gap:48px;align-items:center;padding:82px 0}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:.78rem;font-weight:900;color:var(--aqua);margin-bottom:12px}.hero h1{font-size:clamp(2.4rem,5vw,4.55rem);line-height:.99;letter-spacing:-.05em;margin:0 0 20px;color:var(--navy);max-width:850px}.hero .lead{font-size:1.18rem;color:var(--muted);max-width:760px;margin:0 0 27px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}.hero-call{font-size:1.06rem;padding:15px 23px}.small-note{font-size:.88rem;color:var(--muted)}
.hero-panel{background:#fff;border:1px solid var(--line);border-radius:28px;padding:27px;box-shadow:var(--shadow)}.hero-panel h2{font-size:1.25rem;margin:0 0 8px}.hero-panel p{color:var(--muted);margin:0 0 18px}.hero-panel .number{font-size:1.55rem;font-weight:950;color:var(--navy);letter-spacing:-.02em}.water-lines{height:85px;margin:19px -27px -27px;overflow:hidden;border-radius:0 0 27px 27px;background:linear-gradient(180deg,#eaf8fb,#cceef5);position:relative}.water-lines:before,.water-lines:after{content:"";position:absolute;left:-10%;width:120%;height:60px;border-radius:50%;background:rgba(0,164,184,.16)}.water-lines:before{top:35px}.water-lines:after{top:54px;background:rgba(10,106,166,.12)}
.breadcrumbs{font-size:.86rem;color:var(--muted);padding:17px 0}.breadcrumbs a{color:var(--muted)}
main section{padding:66px 0}main section:nth-child(even){background:var(--warm)}h2{font-size:clamp(1.75rem,3vw,2.45rem);line-height:1.12;letter-spacing:-.035em;margin:0 0 24px;color:var(--navy)}h3{line-height:1.25;color:var(--navy)}p{margin:0 0 18px}.section-copy{max-width:850px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.cards.compact{grid-template-columns:repeat(3,1fr)}.card{display:block;border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:#fff;color:var(--ink);box-shadow:0 8px 25px rgba(16,42,67,.045)}a.card:hover{text-decoration:none;transform:translateY(-2px);transition:.2s;box-shadow:var(--shadow)}.card span{font-weight:950;color:var(--aqua);font-size:.78rem;letter-spacing:.12em}.card h3{margin:8px 0 9px;font-size:1.18rem}.card p{color:var(--muted);margin:0}
.split{display:grid;grid-template-columns:1.2fr .8fr;gap:46px;align-items:start}.checklist{list-style:none;margin:0;padding:0}.checklist li{position:relative;padding:11px 10px 11px 32px;border-bottom:1px solid var(--line)}.checklist li:before{content:"✓";position:absolute;left:4px;color:var(--aqua);font-weight:950}
.resource{border:1px solid #bfe5ec;background:linear-gradient(120deg,#effbfc,#fff);padding:24px;border-radius:var(--radius)}.resource-links{display:flex;gap:20px;flex-wrap:wrap}.resource a,.text-link{font-weight:800}
.steps{counter-reset:step;list-style:none;padding:0;margin:0;display:grid;gap:13px}.steps li{counter-increment:step;display:grid;grid-template-columns:50px 1fr;gap:14px;align-items:start;background:#fff;border:1px solid var(--line);padding:17px;border-radius:16px}.steps li:before{content:counter(step);width:38px;height:38px;display:grid;place-items:center;border-radius:50%;background:var(--mist);color:var(--blue);font-weight:950}.steps strong{display:block;color:var(--navy)}.steps span{display:block;color:var(--muted);margin-top:2px}
.pill-grid{display:flex;gap:10px;flex-wrap:wrap}.pill-grid a,.pill-grid span{padding:10px 14px;border:1px solid var(--line);border-radius:999px;background:#fff;font-weight:750;color:var(--ink)}
.notice{border-left:4px solid var(--aqua);background:#edf9fb;padding:16px 18px;border-radius:10px;margin-bottom:20px}
.cta-band{background:var(--navy)!important;color:#fff}.cta-band .wrap{display:flex;align-items:center;justify-content:space-between;gap:35px}.cta-band h2{color:#fff;margin:0 0 7px}.cta-band p{margin:0;color:#c9dce8}.cta-band .hero-call{background:white;color:var(--navy)!important;white-space:nowrap}
.faq{max-width:900px}.faq details{border-bottom:1px solid var(--line);padding:7px 0}.faq summary{cursor:pointer;font-weight:850;color:var(--navy);padding:15px 0}.faq p{color:var(--muted);padding:0 0 13px;margin:0}
footer{background:#071d31;color:#c9d8e3;padding:50px 0 95px}.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr;gap:45px}.footer-grid h3{color:white;margin-top:0}.footer-grid a{display:block;color:#d9e8ef;margin:8px 0}.footer-brand{color:white;font-weight:900;font-size:1.08rem}.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:22px;font-size:.84rem;color:#9eb1bf}
.sticky-call{display:none;position:fixed;left:14px;right:14px;bottom:14px;z-index:80;font-size:1.03rem;padding:15px}
@media(max-width:850px){
  .topbar .wrap{justify-content:center}.topbar span{display:none}.nav{min-height:67px}.brand{font-size:.9rem;max-width:260px}.brand .drop{width:33px;height:33px}nav{display:none;position:absolute;left:0;right:0;top:67px;background:white;border-bottom:1px solid var(--line);padding:18px 20px;flex-direction:column;align-items:stretch}nav.open{display:flex}.menu-btn{display:block}.nav>.call-btn{display:none}.hero .wrap{grid-template-columns:1fr;padding:56px 0;gap:28px}.hero h1{font-size:clamp(2.35rem,10vw,3.7rem)}.cards,.cards.compact{grid-template-columns:1fr}.split{grid-template-columns:1fr;gap:25px}.cta-band .wrap{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr}.sticky-call{display:flex}body{padding-bottom:66px}
}
@media(max-width:520px){.wrap{width:min(100% - 28px,1160px)}main section{padding:48px 0}.hero .lead{font-size:1.04rem}.hero-panel{padding:22px}.water-lines{margin-left:-22px;margin-right:-22px;margin-bottom:-22px}.topbar{font-size:.82rem}}

/* Header single-line refinement */
@media(min-width:851px){
  .nav{gap:14px}
  .brand{max-width:315px;font-size:.88rem;flex:0 1 315px}
  nav{gap:14px;flex:1 1 auto;justify-content:flex-end;min-width:0}
  nav a{font-size:.86rem;white-space:nowrap}
  .nav>.call-btn{font-size:.86rem;padding:12px 15px;white-space:nowrap;flex:0 0 auto}
}
@media(min-width:1000px){
  .brand{max-width:340px;font-size:.94rem}
  nav{gap:18px}
  nav a{font-size:.9rem}
  .nav>.call-btn{font-size:.92rem;padding:12px 17px}
}